Appraisal services for Fairlawn and Pulaski County homeownersThe top 7 reasons Virginia homeowners use Michael Boyer Appraisal Service:
We at Michael Boyer Appraisal Service understand the individual needs of a customer seeking appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For Sale by Owner (FSBO)/Pre-Listing ServicesIt's very hard to be objective about your home because you probably have an emotional attachment to it. Professional appraisers, like the ones at Michael Boyer Appraisal Service, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have a likely buyer. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your house's market value, not just you saying how much your house is worth. Interested buyers know you have an emotional attachment to your home and will be much more likely to give credibility to an experienced appraiser's value report than yours.Challenging property tax assessmentsYour local tax assessor may have your home overvalued if you live in an area that's declining or is not appreciating as much as other properties nearby. That means you're going to pay more taxes than you should. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. An expert appraisal from Michael Boyer Appraisal Service is your number one weapon when contesting your property tax assessment.Need to remove PMI?PMI stands for Private Mortgage Insurance. An attractive money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. We are seasoned in helping folks just like you delete unneeded and unwanted PMI insurance.Was your HELOC recently frozen?Even if your specific property has not declined in value, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. This can be difficult from a cash flow angle, and destructive to your credit score since it may appear as though that credit line is maxed out. An appraisal from Michael Boyer Appraisal Service can help you reinstate your HELOC.Do You Need Field and Desktop Appraisal Review Services?Do you need a veteran appraiser to double-check your appraisal for efficiency, or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? Michael Boyer Appraisal Service offers field reviews where we go out and check the subject and comparables in question. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.Do you need a retrospective review of an appraisal report? We can help with that too. While usually requested by banks, you may need to employ this service if you suspect mortgage fraud related to your property. |
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